What should I do if I am in an automobile accident?

• Write down the names, addresses and telephone numbers of all drivers and witnesses involved.
• Do not admit fault or discuss the accident with anyone until the police arrive.
• Once the police arrive, provide all requested information and give a detailed explanation of your version of the crash.
• Do not argue with the officer, even if he/she invites you to do so.
• Sign any citation if requested to do so by the officer.  Signing of a citation does not admit liability but merely acknowledges receipt of the ticket.
• Be sure all damage to your vehicle is recorded by the officer.
• Have all of your complaints of injury documented as well.
• Accept first aid if necessary.  It is not uncommon for your injuries to take 24-48 hours to become apparent.  Should injuries become more apparent after leaving the scene, seek an examination with your physician or the emergency room of your local hospital.  It is important to document your injuries as soon as possible after the collision.  Failure to do so may jeopardize any later claim you may choose to make.
• Contact your insurance carrier as soon as practical and cooperate with their investigation of the collision.