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80% of all reasonable expenses for necessary medical, surgical, x-rays, dental, ambulance, hospital, nursing and rehabilitative services. 60% of actual loss income and loss of earning capacity 100% of replacement services (i.e.. lawn service, maid service, etc.) $5,000.00 maximum funeral benefit (deductible does not apply) Many PIP policies also include extended medical payments coverage for the 20% of medical bills not covered by a standard PIP policy. Alternatively, some policies contain a deductible on PIP coverage's rendering the insured responsible for the first $2,000.00 of covered bills.
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